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Long-Term Investing to Create the Future You Deserve
In today’s unpredictable environment, far too many of us operate in survival mode, suffering from myopia when it comes to planning for our financial future. Sadly, I’ve found an overwhelming number of...
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Money Matters: Will Withdrawing Cause More Hardship?
I’d like to make a hardship withdrawal from my Fidelity 401(k). How much will I be charged in penalties and taxes? I have roughly $14,000 to take out. —T. Sneed Dallas If you really need the cash, and...
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Cutting Edge: When Your Employer Switches 401(k) Providers
A few months ago, we received notice from our human resources department that we were switching our 401(k) provider. I wasn’t very clear on the details after I read the jargon-laced e-mail that went...
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Retiring Rich: Understanding the Roth 401k
When it comes to saving for retirement, investing in your employer’s 401k plan offers attractive pre-tax benefits to employees. Over the years, companies have slowly added Roth 401k plans to the mix....
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Retiring Rich: Are You Ready for More Transparency in Your 401(k) Fees?
Did you know you pay fees to participate in your 401(k) retirement plan? Well, if you didn’t know that, you’re not alone. According to a recent survey by Transamerica Center for Retirement Studies only...
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Home Base: A 401(k) Option for the Self-Employed
While running your business can offer a freedom and flexibility not available in corporate world, it also means entrepreneurs must play extra attention to their retirement goals. Sole proprietors and...
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Retiring Rich: Too Young to Think about Retirement? NOT!
When it’s your time to retire, don’t expect social security to pay all the bills. In fact, according to the Employee Benefit Research Institute (EBRI), on average, social security accounts for just...
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Retiring Rich: Asset Allocation 101
Choosing your investments involves creating an investment portfolio that is well diversified According to the AARP Public Policy Institute, older African Americans and Hispanics are less likely than...
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5 Tips to Improve your 401(k) Plan
Last year I interviewed a 54-year-old woman who planned to retire at 62 and felt she was on track to do so. She had been contributing 10% of her biweekly pay into her 401(k) since 1984, but when I...
View ArticleBE Exclusive: Snoop Dogg Talks Guns, 401(k)s, and How Blacks Can Raise Their...
Entertainment icon Snoop Dogg recently caught the attention of Wall Street, Main Street, and the gun industry by joining forces with an anti-gun violence campaign called #ImUnloading. It’s part of a...
View ArticleAre You Missing Out on the Roth 401(k)?
While workers are aware they have a choice in their retirement plans, many still don’t know the difference between a traditional 401(k) and a Roth 401(k) or which option is ideal for boosting...
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Women Age 65 are Becoming Poorest Americans
Senior African American couple using laptop(Getty Images) Women age 65 and older are much more likely to face financial hardship in retirement than their male counterparts—and older, minority, and...
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